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About the PlanGet to know the details and benefits of your plan, and explore ways to make it work harder for you.
We want to help you build a solid financial future.
Your plan is a 457(b) deferred compensation plan available exclusively to Alameda County employees. With this plan, you get:
- The ability to reduce your current taxable income. You decide how much to contribute, up to IRS-defined limits. When you select pre-tax contributions, you reduce your current taxable compensation. You may also contribute on a Roth after-tax basis.
- Investment earnings that have potential to grow tax-deferred. Any earnings in your account are reinvested, where they'll maintain their ability to grow tax-deferred. Amounts typically are subject to income tax when withdrawn from the plan. Special rules apply to withdrawals related to Roth contributions.
- A variety of investment options. You have the ability to diversify your investments for the mix of growth and safety you feel most comfortable with.
Features unique to a 457(b) plan:
- Withdrawals from your 457(b) account (other than any rollover contributions made to a 457(b) plan sponsored by a governmental employer) are not subject to the IRS 10% premature distribution penalty tax. The plan documents that follow provide specific information on contributions, vesting, distribution options and more.
Plan Features—Ways to Help You Save
Another Way to SaveRoth Contributions—Federal tax-free withdrawals in retirement
You can make some or all of the contributions to your account on an after-tax basis. Any earnings on those contributions can be distributed federal tax-free in retirement.Log in to get started
Get on Track, and Stay ThereRetirement Income Calculator—See what it takes to get retirement ready
A successful retirement begins with a clear understanding of how to get there. The Retirement Income Calculator shows you if you're on track to meet your retirement goals—and what to do if you're not.Login to try the Retirement Income Calculator
Alameda County Deferred Compensation Plan Plan Resources & Quick Actions
GET IN TOUCH
Get contact information for your financial guidance professionals and plan administrators.View plan contacts